Retirementis a Word of God we often associate with sunshine - bed sexagenarian and beyond who are living out their glory years in a Florida cottage . To many , it ’s a luxury afforded only to those seasoned professionals who did their time in the workforce . ButKiplinger , the intimately 100 - year - old publishing focused on personal finance and business forecasts , say otherwise . The site recently reported how , with careful preparation , a someone could successfully withdraw early .

By “ retiring ahead of time , ” the site is referring to a retirement years of around 45 , not 25 ( sorry , to all you hopeful Millennials out there ) . While there is some tabu surrounding a person ’s decision to move forward with such a option , those who have actually done it havepraisedits many benefits . So what kind of careful planning would earmark for someone to achieve such a end ?

According to Kiplinger , one of the respectable ways to successfully quit your day chore while you ’re still in your XL is to nail down in a place where the living status — include toll of living , tax rate , and income chance — allow you to keep busy and stay on financially solvent . To help oneself out , Kiplinger released a tilt of the good places in each province for early retreat , factor in in such variables as the wellness of each United States Department of State ’s thriftiness , taxis on retirees , poverty pace within the retreat demographic , and certain population data .

Maine’s Portland Head Lighthouse.

Listed alphabetically by State Department , cities and towns with higher density of occupant aged 45 to 64 were also favored . Here are 25 of Kiplinger ’s 50 good places .

Huntsville, Alabama

Lake Havasu City, Arizona

San Francisco, California

New Milford, Connecticut

Tampa, Florida

Kapaa, Hawaii

Champaign-Urbana, Illinois

Des Moines, Iowa

Louisville, Kentucky

Portland, Maine

Pittsfield, Massachusetts

Minneapolis, Minnesota

St. Louis, Missouri

Omaha, Nebraska

Manchester, New Hampshire

Albuquerque, New Mexico

Raleigh, North Carolina

Cincinnati, Ohio

Portland, Oregon

Providence, Rhode Island

Pierre, South Dakota

Sherman, Texas

Burlington, Vermont

Seattle, Washington

Green Bay, Wisconsin

To check out the full list of 50 , visitKiplinger ’s website .